If you’re currently paying for a real estate property and realize you can do better with lower interest rates, you may want to refinance your mortgage and hope to acquire a better deal. Doing so helps you land more affordable policies and fees, letting you save most of your income in the long run. When […]
Getting a Refinance Appraisal – What to Expect from It
If you are considering getting a refinance appraisal on your home, it may feel like an intrusive process. This may be especially true because you may be thinking if it is necessary to undergo this process when you already have a mortgage. To help put your mind at ease, this blog post will answer the […]
What to Consider Before Getting a Mortgage Pre-Approval
A growing number of people in the US are looking for a home, which is making the competition at an all-time high. If you’re planning to buy a home during a global pandemic, getting a pre-approval letter from a lender first is important. Why? This will help buyers take you more seriously. Before you apply […]
Understanding Refinancing – A Quick Guide
Your home is always an investment worth every penny, but not everything always goes according to plan. You may have found a better home elsewhere, for instance, or you’re prompted to move halfway across the country for a new job opportunity. Either way, you need to take out a new loan to afford another home. […]
Are Self-Employed Professionals Qualified for a Mortgage
More often than not, owning a home is anyone’s biggest dream. We all want to have our own home that will be our sanctuary and a place to build our family goals. However, the ability to buy a dream home can be hampered by several factors. In the past, you couldn’t acquire a home if […]
Debunking 5 Mortgage Myths
We’ve compiled a list of some of the most popular mortgage-related myths out there and are ready to debunk them for you. A search engine is not the place to get answers to your mortgage questions. That’s what your Birmingham mortgage group, Gagliano Mortgage, is for! Let’s tackle these myths! Myth #1: You have to have […]
How To Know You’ve Found the Right House
When you know, you know… or will you? What if it’s not love at first sight? Buying a house is a big, long-term commitment and you want to know you’ve found a place that’s worthy of the commitment. Sometimes, a place will feel like home the moment you pull up to the curb. But for […]
Home Buying with Bad Credit: Is it possible?
Having bad credit feels so limiting- is it preventing you from achieving your goal of home ownership? Whatever your situation- whether you just got your first credit card or have a history of not being able to pay on time- it can be discouraging when trying to make big purchases. But bad credit doesn’t have […]
7 Ways to Attract Buyers When Selling Your House
Selling your house can be a busy and frankly stressful season- trying to keep the house spotless, preparing for complete strangers to walk around, and working through contracts, negotiations…the list goes on and on. Well, your mortgage advisors at Gagliano Mortgage want to make things a little smoother with this list of things to do […]
What to Expect When You’re Expecting…to Buy Your First Home
This is a step-by-step look at the homebuying process, which is especially helpful when you’re looking to buy a house for the first time and may have questions or concerns about what seems to be a daunting life change. Well we’re here to tell you that when you’ve teamed up with the right realtor and […]
