Having bad credit feels so limiting- is it preventing you from achieving your goal of home ownership? Whatever your situation- whether you just got your first credit card or have a history of not being able to pay on time- it can be discouraging when trying to make big purchases. But bad credit doesn’t have […]
Selling your house can be a busy and frankly stressful season- trying to keep the house spotless, preparing for complete strangers to walk around, and working through contracts, negotiations…the list goes on and on. Well, your mortgage advisors at Gagliano Mortgage want to make things a little smoother with this list of things to do […]
This is a step-by-step look at the homebuying process, which is especially helpful when you’re looking to buy a house for the first time and may have questions or concerns about what seems to be a daunting life change. Well we’re here to tell you that when you’ve teamed up with the right realtor and […]
Refinancing is the process of replacing your current mortgage loan with a new one. It’s used when current interest rates are lower than the one you originally had, so that you can pay less monthly, get cash out, or shorten the length of your loan. Getting that lower rate depends on a few factors, however. […]
Understanding Your Credit Score Understanding your credit score will not only help you during the mortgage process, but any time you apply for credit or insurance. Your credit score matters to most financial companies – mortgage lenders, banks, credit card companies, insurance companies, etc. We all need these services, but we sure don’t like to […]
Andy Gagliano NMLS #208486
AL License #204149
