Fix & Flip Loans Designed for Real Estate Investors

Fix & Flip loans provide short-term financing for real estate investors looking to purchase, renovate, and resell residential properties. These loans are structured to support the acquisition and improvement of properties quickly, helping investors maximize returns on their projects.
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Short-Term Financing for Fast Turnarounds

Fix & Flip loans are typically short-term loans designed to fund both purchase and renovation costs. This structure allows investors to complete projects quickly and prepare properties for resale or refinancing. We help evaluate the scope of renovations, projected costs, and expected timelines to ensure financing matches project needs. Our goal is to support smooth transactions from acquisition to exit.
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Ideal for Residential Investment Projects

These loans are tailored for residential investment properties, including single-family homes, townhouses, and small multi-unit buildings. By combining acquisition and renovation funding, investors can streamline their financing and reduce complexity. Our team assesses property potential, market conditions, and renovation feasibility to provide realistic loan structuring. This ensures projects are financed responsibly and efficiently.
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Benefits of Fix & Flip Loans

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Short-term financing for purchase and renovation costs

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Flexible draw schedules tied to renovation milestones

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Competitive rates for residential investment projects

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Streamlined funding to support efficient project completion
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Competitive Terms and Flexible Funding

Fix & Flip loans often offer competitive rates and flexible draw schedules to match renovation milestones. This allows investors to access funds as needed, reducing unnecessary interest accrual on unused capital. We guide borrowers through rate options, draw schedules, and repayment terms, helping ensure financing supports project success and investment goals.
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Why Choose Andy – Gagliano Mortgage, Inc.

At Andy – Gagliano Mortgage, Inc., we are committed to providing personalized mortgage solutions that meet the unique needs of every borrower. Our team combines deep industry expertise with a client-first approach, ensuring that each step of your loan process is clear, efficient, and tailored to your financial goals. Whether you are a first-time homebuyer, seasoned investor, or looking to refinance, we guide you with transparency and professionalism from application to closing.

We are known for

Personalized Service: Every client receives tailored guidance and solutions based on their unique financial profile and homeownership goals.

Expertise Across Loan Programs: From conventional and VA loans to DSCR and renovation financing, we provide knowledge and support for a wide range of mortgage options.

Transparent Communication: We keep you informed at every step of the mortgage process, ensuring clarity and confidence from application to closing.

Efficient, Smooth Closings: Our team proactively manages documentation, underwriting, and timelines to deliver a seamless mortgage experience.

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Why Choose Rapid Closing?

Choosing the right mortgage partner can make all the difference in your homeownership journey. At Rapid Closing, we combine speed, expertise, and personalized care to deliver financing solutions that are tailored to your goals. Whether you’re a first-time home buyer, refinancing, or exploring specialized programs, our team is dedicated to making the process smooth, transparent, and stress-free. With Rapid Closing, you’re not just getting a loan—you’re gaining a trusted partner who stands by you every step of the way.

We are known for

Fast & Reliable Closings – Streamlined processes that save you time and stress.

Wide Range of Loan Programs – From FHA and VA to DSCR, Jumbo, and USDA loans.

Personalized Guidance – Clear, step-by-step support with dedicated loan specialists.

Flexible Solutions – Options designed for first-time buyers, investors, and unique situations.

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"FAQs"

We provide a wide range of residential loan programs including Conventional Loans, DSCR Loans, VA Loans, FHA Loans, Jumbo Loans, USDA Loans, Down Payment Assistance, First-Time Homebuyer Programs, Fixed-Rate Home Equity Loans, HELOCs, Fix & Flip Loans, Non-QM Loans, Purchase Loans, Refinance Loans, Reverse Mortgages, Construction Loans, and Renovation Loans. Our team helps you choose the right loan based on your financial goals and property type.

Qualification depends on factors such as credit score, income, debt-to-income ratio, and the type of loan you are applying for. We offer personalized consultations to review your financial profile and guide you toward the loan programs that best fit your situation.

Yes! We specialize in programs designed for first-time homebuyers, including options with low down payments, flexible qualification criteria, and access to Down Payment Assistance programs to help make homeownership more achievable.

Absolutely. We offer refinance options to lower your interest rate, reduce monthly payments, adjust your loan term, or access home equity through cash-out refinancing. Our team will evaluate your current mortgage and financial goals to determine the most beneficial strategy.

Getting started is simple. Contact us at +1 (205) 979-4412 or email andy@gaglianomtg.com. We will schedule a consultation to review your goals, assess your financial profile, and guide you step-by-step through the application process to secure the loan that best fits your needs.

Expert Support Through the Renovation Process

Fix & Flip financing requires careful management of construction timelines, inspections, and lender requirements. At Andy – Gagliano Mortgage, Inc., we oversee these steps and communicate proactively with investors to minimize delays. From application to project completion, we provide consistent guidance and coordination. Our goal is to ensure a smooth financing experience that aligns with both project and financial objectives.