A mortgage broker is your go-between, your liaison, your representative here to find you the absolute best loan and lowest rate for your situation.
Why should you consider a mortgage broker?
Unlike banks and other lending institutions, we have options. Our team at Gagliano Mortgage is able to shop the market to find our clients the best rates, lowest costs, and mortgage programs tailored to their needs. Banks can only offer the rates and programs they carry.
In regards to what we do as a mortgage broker, NerdWallet says “Mortgage brokers are licensed and regulated financial professionals. They do a lot of the legwork — from gathering documents from you to pulling your credit history and verifying your income and employment — and use the information to apply for loans for you with several lenders in a short time frame.”
Let’s Get Started
1. Analyze Your Goals
Do you have a solid idea of your wants and needs when it comes to buying a home and getting a mortgage loan? Ask yourself the following questions- What are my home needs? What area do I want to live in? What is my current financial situation? What monthly payment am I comfortable paying each month? These questions and answers are the starting point and we will discuss them in detail so that we find you the right mortgage option while your real estate agent helps you find the right home.
2. Have a Conversation
Call Gagliano Mortgage to talk to a licensed mortgage broker. We will develop a custom strategy to make your home purchase a reality. Through the preapproval process, we will be able to tell you exactly how much home you can afford given your specific circumstances.
3. Get Approved Fast
To get the mortgage process rolling you will want to get pre-approved. You can do this right now online by applying here or by calling us so we can do step-by-step right over the phone. It takes very little time and will kickstart your house hunting.
We Want to Be Your Mortgage Broker
With 25+ years of experience in the mortgage industry, our team can walk you through the process from start to finish, and advise you every step of the way. We want to eliminate the risk and guess work, and take care of the details so you can have an enjoyable home-buying experience. Simply put, Gagliano Mortgage will tailor the best mortgage program to fit your needs, and effortlessly guide you through the process. We’ve earned the trust of our clients through transparency, efficiency, and unbeatable pricing, so we know we can earn your trust too. We’re ready to help you get started buying or refinancing your home today. Give us a call at (205) 236-5667.